Wednesday, March 4, 2009

help/advice needed

Joey's interview went really well today, and they are calling references. We should know something by Friday.

I'm starting to get a little nervous about the prospect of switching doctors and insurances. Do any of you ladies have experience doing this while having a medical issue that needs to be treated? Is my new insurance company going to be shady about covering me for a preexisting condition? I am thinking if everything is decided by my next u/s on the 27th (I hope things are decided by then!), I will talk to my doctor about it. I would prefer to have the LAP done here, but if we aren't going to be trying as soon as we get back in Florida, then it makes no sense.

I think I'm mostly nervous that a new doctor isn't going to be as diligent as my current doctor. I guess I will need to ask around for recommendations and "interview" potential OB/GYNs???


Ophelia said...

You should be fine with your insurance companies as long as there is no lapse in coverage. Your new insurance company might ask for a Certificate of Prior Coverage. You're former insurance company will provide you with this when you cease coverage with them anyway. You'll fax it or send it to your new company. As long as you give them this, they (should) cover your Pre-Existing Conditions. Most pre-existing condition issues only come into play when you've either had a lapse in coverage or if you're purchasing an individual self insurance policy.

Carbon said...

I have no advice (I think previous comment nailed it anyway). So, I will just hope for good news for you and Joey!

fourwhowantfive said...

I think Ophelia is right on the money here. As far as "interviewing" docs..that sounds like a great idea, but I wonder about the logistics of that? Do you think they would really tell you anything that would help you decide? I have this vision of doctors just saying, "Well, I really can't tell you anything until you come in for an exam..." Then you would have to pay for that out of pocket until you find the doc you like.

I don't mean to be Debbie Downer and I sure hope it works out MUCH better than I'm making it sound!!